Practical protection for the work, the crew, the tools, the vehicles, and the customer.
Contractors need insurance that follows the way they actually work. The right program depends on your trade, projects, employees, subcontractors, vehicles, tools, equipment, and contracts. Gibson Insurance Solutions helps contractors coordinate general liability, workers’ compensation, commercial auto, inland marine, builders risk, and umbrella coverage so the major parts of the operation are not handled in isolation. You get straightforward guidance and a local team ready to help as the business grows.
Ongoing operations, premises, products, and completed-operations liability.
Employee injuries and required employer protections; subcontractor treatment should be reviewed.
Work trucks, vans, trailers, and liability arising from business vehicle use.
Tools, equipment, rented or borrowed items, and property moving between jobs.
Property under construction when responsibility falls to the contractor or project owner.
Certain claims involving design, advice, or professional services, when applicable.
Higher liability limits, digital exposure, and bonding needs based on the operation.
Your crew, tools, and vehicles all factor into your coverage. A review can confirm you’re properly protected.
